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Privacy Policy

Last Updated: November 18, 2020

Welcome to Secure. This Privacy Statement describes the information Secure, Inc (“Secure”, “we” or “us”) collects when you interact with us, how we use it, how we protect it, and the choices you can make about the information.

By using the Site, App or Services, you agree to the information practices described in this Privacy Statement. If you do not agree to the information practices described in this Privacy Statement, you may not access or use the Site, App, or Services. This Privacy Statement is incorporated into and subject to the Terms of Service Agreement and any other terms that post a link to this Privacy Notice and incorporate it by reference.

INFORMATION WE COLLECT

Depending on your relationship with Secure, we may collect specific categories of information about you. Below is a description of the categories of information we may collect based on your relationship with Secure.

Employer User Account Information

When an Employer establishes an account for Services, it voluntarily provides and we collect the following information: entity name, legal status, tax identification number, primary contact name, email address, mailing address, fax and phone number (“Company Information”). We also collect information necessary to provide the subscribed Services, which include the Employer’s bank account information (bank name, routing and account numbers, and type of account) (“Employer Banking Information”), information regarding the Employer’s payroll, notification preferences, and configuration settings to use the Services (“Settings Information”), list of Employees invited, enrolled, and no longer participating through the Employer (a “Member List”), and information regarding payroll deduction and Employer match transactions (“Batch Funding Information”). Collectively, all information provided by or collected about an Employer User is “Employer Information.”

Employee User Account Information

When you enroll and register an account for Services as an employee, you voluntarily provide and we collect information in order to identify and contact you including your name, email address, and mailing address (“Profile Information”). Your Profile Information also includes information provided by and available to the Employer through its Member List, which may include an employee number, last four digits of your Social Security Number, date of birth, salary information, tags, or other private information disclosed by the Employer. We also collect information necessary to provide you with the Services, which includes your Employer or Employers (“Employment Information”) from whom payroll deductions are made to Employee’s Savings, your bank account information (name, routing and account numbers, and type of account) for transferring funds (“Employee Banking Information”), and information regarding your Secure Payroll Savings plan, balances, and transactions (“Savings Information”). You may also voluntarily provide us with information regarding your circumstances and savings goals to tailor the Services or obtain referrals to third party resources. Collectively, all information provided by or collected about an Employee User is “Employee Information”.

Usage Data

We automatically collect information when you access or use the Site, App or Services. This information includes information about your computer or device hardware and software, IP address, browser type, referring URLs, domain names, access times, log files, pages on the Site that you visit, features of the Site or App you access and use, Services you access and use, and links you click on (“Usage Data”). We collect Usage Data from all Employer Users, Employee Users, and Visitors to our Site, App, and Services.

We may combine all of the information we collect from or about you and use it in the manner described in this Privacy Statement.

HOW WE USE INFORMATION WE COLLECT

Account Creation and Support

We use Employer Information and Employee Information to create and maintain accounts for and to provide technical and other support to Employer Users and Employee Users.

Operation and Business Improvement

We use Employer Information, Employee Information, and Usage Data to operate our business and provide our Services. We may use the information to verify user identity, for fraud prevention, to protect the integrity of the Site, App, and Services, to improve existing Services and develop new features or Services, and to enforce the Terms of Service Agreement.

Communications with You

We may contact you using the Company Information or Profile Information in order to communicate with you about our Services or respond to your inquiries. We may also send you advertisements to market our Services or those of a third party to you. If you do not wish to receive marketing communications, you can choose to opt out by using the unsubscribe link in the communication or by sending an unsubscribe request to privacy@securesave.co. We do not sell or share your information with third parties for their marketing purposes.

Anonymous Aggregated Information

We may use information we collect in anonymous and aggregate form for our own internal research and analytical purposes as well as any other lawful purpose without restriction.

Cookies

We use cookies and other similar technologies such as web beacons and pixels (collectively “cookies”), to track interactions with our Site, App, and Services, to personalize your experience, and to enable features to function. You maintain control over the information we collect through cookies, and you can set your preferences regarding cookies through your browser settings. If you chose not to accept cookies, you may not be able to access portions of the Site or App or all functionality of the Services.

HOW WE SHARE OR DISCLOSE INFORMATION

Authorization

Secure may share information with third parties when you provide authorization to do so. For example, Secure uses the Automated Clearing House (“ACH”) to transfer funds for the Services. If an Employee initiates a transfer of funds from Employee’s Savings, Secure will share information with its financial institution and the ACH network as necessary to provide the requested Services.

Third Party Service Providers

Secure may share information with its third-party service providers, but only to the extent necessary for them to assist us in our business operations or in providing our Services. Secure uses written contracts to require all third-party service providers to protect the security of information to which they have access, to keep such information confidential, and not to use such information for any other purposes.

Employers

Secure provides notifications to Employers, which include Employee Information, when an Employee accepts an invitation to use the Services, stops using the Services, or requests changes to their payroll deduction. Secure also shares the following information with Employers, which includes Employee Information: Batch Funding Information and Profile Information provided by the Employer in its Member List. The information is shared with Employers in order for Secure to provide Services to the Employer and Employee. Secure does not share an Employee’s Banking Information or Savings Information with an Employer without the Employee’s authorization.

Business Changes

In the event that some or all of Secure’s assets are sold, assigned, or transferred in connection with a merger, acquisition, bankruptcy, reorganization, dissolution, sale of assets, or other transaction, your information collected by Secure may be included in the transaction.

Investigations and Law

We reserve the right to investigate any possible fraud or abuse on the Site, App, or Services. We may disclose information about you to third parties, including but not limited to law enforcement, if we have a good faith belief that such disclosure is necessary to: take action regarding suspected illegal activities, enforce or apply the Terms of Service Agreement, comply with the law or guidance and cooperate with government officials, protect Secure’s rights, reputation, safety, and property and that of our users, respond to claims and legal process (including court orders and subpoenas), or protect against legal liability.

Anonymous Aggregated Information

We may share anonymous information in aggregate form with any third parties for any lawful purpose without restriction.

Google Analytics

Secure uses Google Analytics to better understand how our Site is used and improve its effectiveness. Google Analytics uses cookies to collect and store information such as Site pages visited, time spent on each Site page, IP address and type of operating system used. Google sets and reads these cookies and shares information with us. To learn more about Google Analytics Opt-out Browser Add-on visit https://tools.google.com/dlpage/gaoptout.

SECURITY

Secure takes commercially reasonable measures to protect the information it collects and that you submit via the Site, App, and Service against loss, theft, and unauthorized use, disclosure or modification. These measures include but are not limited to, encryption, access control and audit logging. For example, access to all accounts is secured through the use of industry standard measures such as an email/password combination or social login through Google or Microsoft. Two-factor authentication is enabled and available via standard authenticator apps through Google or Microsoft. When available, Users may use FaceID or TouchID to streamline their login process to use our App.

However, no method of transmission over the internet or storage is absolutely safe. Secure cannot guarantee absolute security. It is your responsibility to keep your passwords safe and not sure share your account credentials with anyone else. You should always use caution when submitting information online. Transmission of information using publicly available or other unsecured wi-fi is not recommended. TO THE FULLEST EXTENT PERMISSIBLE BY LAW, SECURE DISCLAIMS ALL LIABILITY FOR THE THEFT, INTERCEPTION, LOSS, OR UNAUTHORIZED ACCESS OR DAMAGE TO YOUR INFORMATION. YOU USE THE SITE, APP, AND SERVICES AT YOUR OWN RISK.

LINKS TO OTHER SITES

This Privacy Statement applies only to the Secure Site, App, and Services. This Privacy Statement does not apply to any links to third-party websites. We do not guarantee that we have endorsed or reviewed any links to third-party websites and we cannot control, nor are we responsible, for the privacy practices or content of any third-party websites. We suggest that you review privacy notice or contact the third party directly for information regarding their privacy practices.

RETENTION

How long we retain your information depends on the type of data and the purpose for which we collected the information. We will retain your information for as long as necessary to provide you with our Services, for the period necessary to fulfill the purposes outlined in this Privacy Statement, or as long as is required or permitted by law.

CHILDREN

We do not knowingly collect information from individuals under the age of 13. If you are under the age of 13, please do not submit any information through our Site, App, or Services. If you have reason to believe that we may have accidentally received information from an individual under the age of 13, please contact us at privacy@securesave.co

DO NOT TRACK SIGNAL

Currently there is no industry or legal standard for recognizing or responding to Do Not Track (“DNT”) signals from browsers, and Secure does not respond to such DNT signals.

CHANGES

We reserve the right to update or modify this Privacy Statement at any time. This Privacy Statement was last updated on the date indicated above. If we make material changes to this Privacy Statement, we will notify you via email (using the email address specified in your account) or by posting the revised Privacy Statement on the Site prior to any changes becoming effective. You should review the Privacy Statement each time you access the Site, App or Services. Your continued use constitutes your agreement to any changes.

QUESTIONS

If you have any questions about this Privacy Statement, please contact us at privacy@securesave.co