Improve employee financial wellness

Finding the right financial wellness solution is no easy task. Each employee has unique needs. Financial stress can lead to a reduction in work performance and higher turnover — so employer-sponsored emergency savings accounts (ESAs) and other wellness benefits often lead to a positive ROI in the short- and long-term.

See for yourself how SecureSave can make an impact on employee financial wellness
What's happening here?

Employers don't always have the resources to meet employees' financial wellness needs

Financial stress causes a loss of productivity

75% of employees stressed about their finances performed worse at work.

Source: PwC (2022)

Younger adults consider financial wellness their employer's responsibility

64% of 18-24 year olds and 69% of 25-34 year olds consider financial wellness the employer’s responsibility

Source: YuLife (2022)

Most employers don’t currently offer their employees emergency savings

Only 15% of employers offer ESAs

Source: SHRM (2021)

Employees report better mental health with financial wellness benefits

59% of employees reported good mental health with a financial wellness program vs. 55% without.

Source: Prudential (2019)

Customer story

Stearns Bank is expanding in new technology services and innovative partnership opportunities.

Stearns Bank is a regional bank dedicated to their growing employee workforce

When you have a CEO who cares so much about her employees, financial wellness is always on the radar. When the opportunity for emergency savings presented itself,  Stearns CEO Kelly Skalicky was immediately on board.

  • Achieved 100% adoption rate company wide in fewer than 10 days
  • Chose SecureSave to support financial security and boost employees’ emergency savings.
Help improve your employees financial wellness by offering an emergency savings solution
How SecureSave helps

Start improving your employees’ financial wellness with an employer-sponsored emergency savings solution.

SecureSave encourages employees to save through an easy-to-use employer-sponsored emergency savings program. Employers can provide sign-up bonuses, savings matches, and milestone rewards for their employees to spur good savings habits.

  • Employer incentives (matches, bonuses)
  • Ability to withdraw funds at any time
  • Funds are FDIC-insured
  • No ERISA restrictions

Jumpstart employee financial well-being with a SecureSave program like this

Example SecureSave Program

Biweekly paycheck match
$5
Signup bonus
$50
Milestone bonuses
$10
Per $500 saved

See the impact of your custom SecureSave program with our ROI calculator

Get a personalized demo to learn why SecureSave complements your existing benefits package

More use cases

Make your benefits more inclusive with financial wellness

Ensuring all employees have equal access to financial information and services helps them generate greater wealth and achieve financial stability — helping them feel and be more secure. 

Enhance recruiting and retention efforts

Many employers can’t find the qualified candidates they need for roles and employees are likely to leave their positions with shorter tenures than ever before.

Make your limited benefits budget count

Not all companies have the budget to provide extensive benefits to their employees. Certain benefits are required or expected like health insurance or retirement plans.

Reduce 401(k) loans & withdrawals

When employees hit a rough patch, they often turn to their 401(k) to assist with an emergency. This undermines their ability to retire on time.

Help improve your employees financial wellness by offering an emergency savings solution